Unanticipated Tragedies can have you and your family undergo significant emotional and financial stress. Every day, our lives, families, properties, and businesses are exposed to varying levels of risks and uncertainties. While it isn’t possible to prevent catastrophes from happening, having insurance can help minimize the financial loss and stress.
In addition to protecting individuals and businesses against unforeseen risks, insurance can help convert your capital into productive investments, ensure financial stability, and boost the economy. The global life insurance market is projected to grow to $2880.18 billion in 2021 at a CAGR of 16.3%. indicating the enormity of the insurance market at large.
Affiliate Marketers can capitalize on this opportunity and join an insurance affiliate marketing program that can enable you to leverage endless earning possibilities the insurance industry offers. If you have a blog, website or portal dedicated to traveling, sports, pets, properties or business, you can monetize your traffic and earn passive income through an insurance affiliate programs.
But which insurance affiliate program should you choose?
This article takes you through 9 of the best insurance affiliate programs you can monetize today.
Top 9 Insurance Affiliate Programs
eHealth is a top-tier online health insurance sourcing company in the USA and has partnered with 180+ premier health insurance carriers. By allowing users to compare an array of health insurance plans, eHealth makes health insurance simple and affordable for all.
They have over 10,000 different health insurance products, including Individual & Family, Medicare, Short-Term, Small Business, and more. Their licensed agents along with free quotes, and online tools are available 24/7 to help you find the right plan.
eHealthInsurance insurance affiliate program enables you to connect with his popular brand in the insurance segment and earn extra income by referring to their products. More importantly, you will get paid every time your referred customer submits a health insurance application. That means, the commission is available not on the sale of an insurance product, but right when a customer comes through your affiliate link and submits an application. So, all that matters is to influence your traffic to choose an insurance product and submit an application on eHealthInsurance’s website.
The commission amount will vary depending on the product you promote. For instance, the flat fee for an individual & family plan is $25, while it is $40 for a small business group plan.
How to sign up:
Affiliate Signup Link: Click here
Travelex Insurance Services is one of the top three providers of travel insurance in the United States, helping people travel and explore with confidence. When you travel, there are different levels of risks and uncertainties involved. Travelex offers insurance plans that cover financial losses and protection against everything from trip delays, adventure sports, delayed or lost baggage, trip cancellations, and emergency medical expenses.
Furthermore, they provide 24/7 assistance for legal, concierge, and travel whenever you want. You are free to choose from their three travel insurance plans – Travel Select, Travel Basic, and Travel America. They are known for their quick and hassle-free claim settlements.
By joining the Travelex insurance affiliate program, you can monetize your travel-related traffic, help them safeguard their vacation investments, and earn commissions. For every sale that comes via your affiliate link, you can receive up to a $25 flat fee depending on the product you promote.
Additionally, you get facilities like custom creatives, rewards & incentives, cross-device tracking, and a dedicated affiliate manager.
Affiliate Commission: Up to $25 for every sale you generate
Cookie Duration: 45 days
How to sign up:
Affiliate Signup Link Click here
Hiscox offers customized insurance plans for small businesses, including General Liability, Business Owners Policy, Professional Liability, Short Term Liability, Cyber Security, Medical Malpractice, Worker’s Compensation, and more. They provide tailored insurance plans, customized to meet the unique needs of small business owners. Additionally, they ensure fast quotes, instant coverage, and quick claim settlements.
If your website or blog targets small businesses and young entrepreneurs, you can join the Hiscox affiliate program and drive more revenues by promoting their insurance products. Their insurance affiliate program is managed by CJ Affiliate and provides you with a simple approach to monetize your traffic. All you need to do is register as an affiliate and you’ll get access to Hiscox insurance banners. Add these to your website and refer the products to your audience. For every referral that comes via your affiliate link and completes a quote, you will receive a flat $25 fee. They have kept the online price quote form easy and quick to allow your customers to complete it quickly. A dedicated affiliate manager will be there to answer your queries. Top performers also get special incentives.
Affiliate Commission:$25 for each completed quote through your affiliate link
Cookie Duration: N/A
How to sign up
Affiliate Signup Link Click here
Established in 1931, Allstate is one of the top insurance carriers in the United States and is ranked 79th in Fortune 500 companies (2019 Edition). They offer a broad range of insurance products, including auto, home, motorcycle, term life, off-road, and renters insurance. All you need is to give your zip code and they will provide you with an instant price quote. They will also help you in filing a claim, tracking it, and much more.
If you are an online publisher, a website owner or a blogger with a niche audience, you can join the Allstate affiliate program and earn passive income. You have a range of insurance products to promote on your website – Home insurance, auto, motorcycle, and renters. Pick from a variety of high-converting text links and banners, which you can place on your website and refer to Allstate to your target audience.
For every referred customer that gets an insurance quote from Allstate, you will receive a commission depending on the type of insurance. That means you do not even need the referred customer to purchase an insurance plan; you get paid right when they submit for a free Allstate quote.
The Allstate affiliate perks will vary based on the type of insurance. For insurance, you can earn the most with home insurance - $20.00. For auto insurance referrals, you will receive a $15.00 flat. The commission fee for motorcycle insurance and auto/renters bundle are $6.00 and $8.00 respectively.
To join their insurance affiliate program, you need to become a member of Impact. And once you apply for Allstate affiliate, the latter will review your application. It takes approximately 2-5 business days to get approved. Upon acceptance, you can choose from a wide selection of banner creatives and text links to promote on your website.
Affiliate Commission: Tiered
Cookie Duration: N/A
How to sign up
Affiliate Signup Link: Click here
An unanticipated mishap can add up to your traveling cost tremendously and also emotional stress. Medical emergencies may occur, your luggage may get lost, trips may be canceled, and much more. All these unwanted situations can cause you to pay for things that were not otherwise considered into your travel budget.
To ensure financial and emotional stability during these tough times, RoamRight offers tailored travel insurance plans for U.S. citizens. Their packages provide coverage for general travel, medical, car rental insurance, and annual – including everything from trip cancelations and delays to medical emergencies, lost baggage, emergency medical evacuation, trip interruption, and rental car.
If you have a website or blog targeted at the travel niche, joining the RoamRight affiliate program might be a good choice. You can spread awareness among your website visitors to have travel insurance, while also monetizing the traffic to earn commissions. For every sale that comes via your website or affiliate link, you earn a 15% affiliate fee.
They provide third-party tracking of your account performance, with real-time reporting that enables you to improve your campaign. Tools and creatives are available, which you can place on your website to promote travel insurance from RoamRight. A good thing about this insurance affiliate program is its 365-day cookie duration. This means, for any customer that converts into sales within 1 year of their initial click, you will receive the commission. That’s a whole lot of time!
Payments are made monthly via checks and you will also have a dedicated team to manage your affiliate account. RoamRight also has several guidelines for approving a website as an affiliate. They are unable to approve websites that do not have any contact information or privacy policy, is a discount or coupon site, are not on their domain, have duplicated content, or contain rude, hateful & pornographic content.
So, read their affiliate terms & conditions carefully before signing up.
Affiliate Commission: 15%
Cookie Duration: 365 days
How to sign up
Affiliate Signup Link: Click here
Allianz Travel is another acclaimed name in travel protection, helping over 21 million travel around the world with more confidence and stress-free. Their insurance packages provide comprehensive coverage against last-minute trip cancelations, travel delays that leave you stranded, you meet an accident or become sick, car rental, or emergency medical evacuation.
In addition to travel insurance, you will receive 24/7 assistance and a global network of prescreened hospitals that ensure getting you the right care when traveling. They also have a TravelSmart app that can help streamline trip planning, provide safety updates, and much more.
By signing up to their publisher network, provide your target audience with Allianz travel protection and also earn commission on every valid sale that comes through your affiliate link. Joining this insurance affiliate program is free and there are also no ongoing fees. Once the application gets approved, you will get access to Allianz marketing tools and resources for promotion. For every qualified sale, you will receive a 12% commission. The pay structure is on a tiered basis.
You can also expect dedicated support, hassle-free monthly payments, regular tracking, real-time reporting, etc. They have an action referral period of 45 days. The program is managed by CJ Affiliate.
Affiliate Commission: Tiered Commission Structure. Average Payout of 12%
Cookie Duration: 45 days
How to sign up
Affiliate Signup Link: Click here
Liberty Mutual is a U.S.-based insurance company and the 6th largest insurance carrier in the world. They have been in the industry since 1912, providing insurance coverage including homeowners, general liability, auto, life, property, small business, pet, identity theft, accident, critical illness, and much more. You can get an instant quote from them or calculate your insurance coverage online. This will help you choose the right plan that suits your needs and budget.
It takes only 5-10 minutes to file a claim online. They have been serving over 29 countries worldwide and are the 6th largest casualty and property insurer globally. To sign up, you need to become a member of Commission Junction, their affiliate partner. They provide independent tracking, revenue processing, and real-time reporting.
Once your application gets approved, you can choose from their text links and creatives, and start promoting. Their commission fees are variable and depend on the type of insurance you promote. For instance, you can receive the highest $17 standard payout per lead on their multi-policy insurance. For home insurance and auto insurance, you earn a $10 flat fee. You can also earn a $3 standard payout per lead on renters insurance.
You can also request custom creative, while having dedicated and responsive support from their affiliate team. Liberty Mutual offers frequent promotions that allow you to earn bonus commissions as well.
Affiliate Commission: Up to $17
Cookie Duration: N/A
How to sign up
Affiliate Signup Link: Click here
Buying insurance can be a confusing and overwhelming process. To address this problem, NetQuote enables you to compare insurance quotes and also provides all the information necessary to make an informed decision. Most important, they provide insurance quotes from different carriers for free. The company claims that insurers can save up to $500 or even more by getting price quotes from NetQuote.
They work with all the top insurance carriers in the USA, ensuring you complete peace of mind. For one price quote application you submit on this platform, you will receive up to 5 quotes for the most suitable plans. Having these quotes at your fingertips, you can compare who offers the most comprehensive coverage, who offers the best price, and who offers the best coverage at the best price.
To work as a NetQuote affiliate, you need to sign up and incorporate their pre-approved banner or link into your website. When your website visitors click it and complete the NetQuote insurance application form, you will receive a flat fee commission for each quote request application submitted. If a customer submits multiple insurance requests (home, life, and auto), you will receive an affiliate fee for each request.
There is no maximum capping on how much you can earn from their insurance affiliate program. The payout is deposited directly to your account before the 15th of the following month. The commission fees are variable depending on the type of insurance quote request submitted.
For instance, you get the highest $11 flat fee on auto (preferred) requests and premium life insurance. For auto (standard) and premium health insurance, you get $5.00 for each request. Homeowners insurance quotes can get you a $9 affiliate fee, while you receive $8 for group health and business insurance quote requests.
Make sure you read their affiliate agreement, compensation rates, and other information carefully before signing up.
Affiliate Commission: Up to $11 per request
Cookie Duration: N/A
How to sign up
Affiliate Signup Link: Click here
SmartFinancial is a digital insurance marketplace that leverages proprietary customer acquisition technology to connect potential insurers to hundreds of top insurance carriers in the USA. It allows you to compare multiple insurance plans on a single platform, get quotes, and find the right coverage for you. They specialize in different categories of insurance, including auto, home, life, health, commercial, and Medicare.
When you get started with SmartFinancial, they will ask you some simple questions to understand the type of insurance coverage you want. Based on the information, they will scour through 200+ insurance companies and find the most suitable plan available in your area. They will also check for discounts. You can review the offers and find the coverage that is right for you. Most interestingly, the entire process is free.
Since they have partnered with 200+ insurance providers, joining their insurance affiliate program will enable you to promote a wide range of products and generate a higher yield. Through this affiliate program, you can receive commission per lead, per call, and even per click. You can direct all click and call insurance traffic directly to SmartFinancial’s website and get paid.
You will also have access to hundreds of creative designs, forms, banners, and quoteboxes that you can integrate into your site. The affiliate fees will vary depending on the category of insurance, while you will receive payouts every month.
Affiliate Commission: Variable / Tiered
Cookie Duration: N/A
How to sign up
Affiliate Signup Link: Click here
Summary - Affiliate Programs for Insurance:
The 9 insurance affiliate programs discussed above are just the beginning of what is possible in the insurance industry. Insurance is a multi-billion dollar business today. If you put in the time and effort, the rewards are worth it. There are numerous ways you can monetize your traffic and earn commission through these programs – how-to guides, top 10 lists, product reviews, etc.
It is important to remember that as with any affiliate service program, promoting insurance products isn’t simple. It requires dedication, patience, and time to achieve the desired results. You can start your own blog, use Facebook Ads and then develop a following to whom you can pitch the programs to attract conversions.
