Making smart financial decisions can be daunting, particularly if you are new to managing your money. Thankfully, with professional personal finance management, you can be on a path of savings and growth in the long run.
Amidst dwindling economies and financial uncertainties, the personal finance industry is growing at a rapid pace. Keeping pace with the demand, today are numerous personal finance management resources, tools, and services like personalized advice, tax or budgeting software, templates, and training courses that can support you through the journey.
As such, the industry is poised to grow in the years to come. According to Statista, the total transaction value in the personal finance market is estimated to reach US$1.53 billion by the end of 2021. This paves the way for lucrative income opportunities through personal finance affiliate programs.
If you are a blogger, YouTuber, or own a website in this niche, here are the top 10 personal finance affiliate programs you can consider to make money. You can monetize your platform and audience base to promote various personal finance products and services and earn a commission. So, let’s dive in.
Top 10 Personal Finance Affiliate Programs
Personal Capital is a reputable wealth management company that offers insightful financial tools and advisory solutions for individuals to manage and grow their money in a responsible and non risky way. Their team of financial advisors help customers reach their financial goals by building a tailored personal financial plan based on their budget, future plans and monetary expectations.
Their personal finance affiliate program is managed by Tune, and offers up to $100 per lead you drive through your affiliate links. The company provides customized graphics, text links, and other tools to help promote your marketing campaigns. You can also track the number of clicks, CTR, commissions, and much more via their affiliate dashboard.
How to sign up:
Affiliate Signup Link: Click here
For effective financial decisions, it is important to choose the right advisor who can offer personalized solutions. SmartAsset makes it simple and convenient to find expert financial advisors near you. They offer a matching tool that connects you to three pre-screened financial advisors who meet your unique needs. All you have to do is answer a few questions and you will be matched to advisors who are pre-screened and legally bound to serve in your best interest, claims SmartAsset.
As an affiliate marketer, you have a wide range of personal financial advisory services to promote, including taxes, home buying, banking, credit cards, investing, retirement, and more. Typically, the target audience is 45-65+ years old, educated homeowners, retired or planning to retire, financially savvy, or anyone who wants an expert to manage their money.
Affiliate Commission: $70 per lead
Cookie Duration: 1 day
How to sign up:
Affiliate Signup Link Click here
For smart financial decisions like investments or applying for a loan, it is important to know your credit score. TransUnion is a financial service provider, specializing in credit scores, reports, and analyses that can help make decisions to improve your finances. They provide customized credit solutions that ensure healthier bottom lines and better risk management.
TransUnion provides various opportunities for you to promote their products and services through their personal finance affiliate programs. They have industry leading and innovative products that you can market to your audience by promoting credit literacy programs through your blog or site. For every sign-up coming via your affiliate link, you can earn up to $60.
Affiliate Commission: Up to $60
Cookie Duration: 30 days
How to sign up
Affiliate Signup Link Click here
Your Sunny Money Method is a family budgeting course that is aimed at helping manage your money and gain financial freedom. It is a coaching initiative by Sami Womack of A Sunny Side Up Life, who provides budgeting advice, actionable finance tips, motivation, and complete support throughout the personal finance management journey.
When you are approved as an affiliate marketer, you will gain access to social media prompts and graphics that you can feature on your business or personal social accounts, email blast to audiences, or upcoming blog posts. For every Your Sunny Money Method student’s registration coming via your affiliate link, you will earn a 40% commission.
Affiliate Commission: 40%
Cookie Duration: 30 days
How to sign up
Affiliate Signup Link: Click here
SuperMoney provides financial tools and insightful articles that can help individuals achieve their financial goals. It is an independent financial review site that allows consumers to browse and compare different financial products. The platform also publishes reviews by consumers and industry experts on various financial products and services.
If you are a small business, a personal finance blogger, or offer financial services – this is one of the best personal finance affiliate programs you can sign up for. Their payout is good, while their tracking portal allows you to monitor performance, commissions, and much more.
Affiliate Commission: $750 per funded sale/loan
Cookie Duration: 14 days
How to sign up
Affiliate Signup Link: Click here
Questrade offers a simpler, better, secure, and low-cost way to achieve financial goals. They are a Canada-based online brokerage firm that offers various personal finance management solutions like self-directed investing, Questwealth pre-built portfolios, etc. A consumer can build their own investment portfolio by creating a self-directed account, or they can get an expert-designed financial portfolio for improved wealth management.
In addition to their primary affiliate program with good payouts, they also have sub-affiliates. So, you have more options to make extra money using this platform.
Affiliate Commission: $70 for every referred customer that opens a new self-directed account, or 7.5% from every trade commission generated, or $50 cash for every referred Questwealth customer
Cookie Duration: 60 days
How to sign up
Affiliate Signup Link: Click here
Spreadsheets is an integral tool for managing your money. Tiller Money is a customizable budget spreadsheet that allows you to track the progress of your financial goals. The spreadsheet is updated automatically every day and you can keep a tab of all your accounts in one place – aiding with faster and effective financial decisions. It comes with flexible templates, daily email alerts, automated bank feeds, and a support community.
Tiller Money affiliate program is free to join and allows you to earn a commission for every client who subscribes to Tiller Money. The commission is valid within 10 days after the clients’ paid subscription begins. All payouts are issued by AWIN through direct deposit, twice a month, i.e., on 1st and 15th.
Affiliate Commission: $25
Cookie Duration: 30 days
How to sign up
Affiliate Signup Link: Click here
FamZoo is a family finance app that enables parents to teach their children effective financial skills. Through financial education, it helps children learn good money management habits which can go a long way in building a secure financial future. Parents can also buy a prepaid card that makes the kids spend their money thoughtfully and under parental guidance.
Their affiliate program is managed by ShareASale. By joining as an affiliate, you will have access to their optimized creatives and reporting tools for effective marketing. You can also sign up for their free trials before you promote them to your audience. The platform also provides the opportunity to earn $0.05 per lead that comes through your affiliate link.
Affiliate Commission: 25%
Cookie Duration: 30 days
How to sign up
Affiliate Signup Link: Click here
HoneyMoney is an expense tracking software that helps monitor your spending and makes you aware of your money habits. This will enable you to change your perspective of how you spend and save. It is not a budget-based system, rather cash-flow based that allows you to determine how much money should go as expenses and how much should you save – all simulations are done one year in the future. Calendars, reports, and dashboards make the experience of managing your money simpler.
Their personal finance affiliate program is managed by First Promoter. Through the dashboard, you can easily track your clicks, signups, customers, commissions, and much more. You can share the links and promote HoneyMoney via your blog, website, email, or social media profile.
Affiliate Commission: $15
Cookie Duration: 30 days
How to sign up
Affiliate Signup Link: Click here
M1 Finance is a personal finance application that allows you to borrow, spend, and invest money – all in one place. Using the app, you can create portfolios that are customized to your unique needs and automated. With the focus on long-term wealth management, it allows you to integrate all your financial tools into a single platform – tools that are automated, customizable, and flexible.
When you join them as an affiliate, you will receive a link to share and other promotional materials to help spread the word for M1. However, you will earn a commission of $100 only when an account that you refer reaches $1,000.
Affiliate Commission: $100 every time your referred account reaches $1,000
Cookie Duration: 30 days
How to sign up
Affiliate Signup Link: Click here
Summary - Affiliate Programs on Personal Finance:
Now that you are aware of the top 10 personal finance affiliate programs, you can focus on identifying a financial niche to work on and build up your blogs traffic or social media marketing based on that niche. Once you have a following of people who are interested in your perspective of Personal Finance, you can market these affiliate programs to them. You can pick an affiliate program that gives the best value to your audience and also generates good commission. It is also important to understand their affiliate terms & conditions, and payout withdrawal options before you sign up.
Personal finance is a booming industry now, and these top 10 personal finance affiliate programs can help you leverage this niche and make money.